Getting Organized for Health Insurance
As someone diagnosed with breast cancer, you may get a lot of bills and paperwork both in the mail and directly from your doctors. Create a file and organize the paperwork as soon as you get it. Keeping an organized file of all of the paperwork that your insurance company sends to you and any paperwork that the company may request will make things easier in the long run. The earlier you start a file, the more information you will be able to provide if your provider asks for a receipt or verification.
Include the following in the file:
- Paperwork from diagnostic tests performed, treatments received, follow-up care instructions, and insurance claims
- A list of appointment dates and any payments made
- Notes taken during doctors’ appointments
- Your insurance information, bills, and receipts
- Test results
- A list of resources or websites you find useful
- The names of any insurance or hospital representatives you speak with by phone or email, along with the date of the correspondence and any notes you take
Find out if your insurance provider pays the hospital or the doctor you see directly. If it doesn’t, you may have to pay your bills out-of-pocket up front, and the insurance company will reimburse you later. Knowing your provider’s requirements will help you plan payments.