Finances and employment with metastatic breast cancer
- Medical Review: LBBC Staff
A metastatic breast cancer diagnosis can bring concerns about extra costs, your financial well-being, and your job. On these pages you can learn how to get ahead of unexpected medical and living expenses, how to understand and get the most out of your health insurance, and ways to keep costs down. We’ll also share tips on navigating workplace issues such as disclosing your diagnosis, privacy concerns, taking time off for treatment, and knowing your legal rights.
Recommended reading
Before my diagnosis, I had finally gotten my teaching certificate to continue working for the school district. It was a passion I had been working so hard for. My life turned upside down when I could no longer do the job I loved.
Frequently asked questions
Do I pose any health risks to my coworkers while working during cancer treatment?
Cancer is not contagious and you do not pose any health risks to the people around you during breast cancer treatment.
What are my options when facing cancer discrimination in the workplace?
See if you are eligible for legal protections from the Americans with Disabilities Act (ADA) or the Family and Medical Leave Act (FMLA). Bring these to your employer. If they are not responsive, seek a lawyer who works in cancer-related issues for support.
What financial assistance is available and how can I apply?
Organizations like The Pink Fund provide financial assistance to people diagnosed with breast cancer. Consider what you need help paying for, how quickly you need help, and documents you may need to provide about your financial status. A social worker can guide you to organizations that can help and to help gather documents you need from your medical provider.
Why does my insurance cover screening mammograms but not diagnostic mammograms?
The Affordable Care Act (ACA) requires insurance plans to cover screening mammograms as preventative care, with no out-of pocket costs to you. Diagnostic mammograms follow-up on specific concerns or a previous cancer diagnosis and are not considered preventative.
Does a cancer diagnosis make me eligible for SNAP benefits (food stamps)?
Eligibility for SNAP benefits is based on income and resources. A breast cancer diagnosis alone does not qualify you for SNAP benefits, but if it affects your employment or other assets, you may become eligible.
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- cure
- cutaneous
- cutaneous breast cancer
- cyclophosphamide
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- dose-dependent
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- dose-rate
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- doxorubicin
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- electroacupuncture
- electron beam
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- epidemiology
- epirubicin
- ER+
- ER-
- ER
- ER-PR-HER2/neu-
- eribulin mesylate
- erythema
- estradiol
- estrogen
- estrogen blocker
- estrogen receptor
- estrogen receptor-negative
- estrogen receptor-positive
- estrogen receptor test
- estrogen replacement therapy
- etanidazole
- etidronate
- everolimus
- Evista
- excision
- excisional biopsy
- exemestane
- expanded access trial
- experimental
- extranodal
- false-negative test result
- false-positive test result
- familial cancer
- family medical history
- Faslodex
- fast-neutron beam radiation
- fatigue
- FDA
- febrile neutropenia
- FEC regimen
- Femara
- fertility
- fexofenadine
- fibroadenoma
- fibrocystic breast changes
- fiducial marker
- film mammography
- fine-needle aspiration biopsy
- first-degree relative
- first-line therapy
- five-year survival rate
- fluorouracil
- fluoxetine
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- focal
- Food and Drug Administration
- Fosamax
- fractionation
- fulvestrant
- functional magnetic resonance imaging
- gadolinium
- Gail model
- gallium scan
- gamma irradiation
- Gamma Knife therapy
- gamma ray
- Gelclair
- gemcitabine
- gene
- gene expression profile
- gene therapy
- general anesthesia
- generalized anxiety disorder
- generic
- genetic
- genetic counseling
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- grading
- granisetron
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- hazard ratio
- healing touch
- Health Insurance Portability and Accountability Act
- healthcare provider
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- helical computed tomography
- HER2/neu
- Herceptin
- hereditary
- hereditary mutation
- heteronormative
- high-dose chemotherapy
- high-dose radiation
- high-energy proton therapy
- high grade
- high-risk cancer
- HIPPA
- histologic examination
- histology
- historic cohort study
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- homeopathic medicine
- hormonal therapy
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- hormone receptor
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- hospice
- hot flash
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- human participant protection regulations
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- ibandronate
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- indolent
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- infusion
- ingestion
- inherited
- iniparib
- injection
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- insomnia
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- intensification therapy
- intensity-modulated radiation therapy
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- internist
- interstitial radiation therapy
- intervention
- intervention group
- intra-arterial
- intracarotid infusion
- intradermal
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- intraductal carcinoma
- intrahepatic
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- intramuscular
- intramuscular injection
- intraoperative radiation therapy
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- intratumoral
- intravasation
- intravenous
- intravenous infusion
- intravenous injection
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- lassitude
- late effects
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- legal aid organization
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- low grade
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- lung metastasis
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- lymphadenectomy
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- lymphatic vessel
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- lymphography
- lymphoscintigraphy
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- lytic lesion
- macrocalcification
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- magnetic resonance spectroscopic imaging
- mainstream medicine
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- mammary dysplasia
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- mean survival time
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- narcotic
- National Cancer Institute
- National Center for Complementary and Alternative Medicine
- National Institutes of Health
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- naturopathy
- nausea
- NCCAM
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- NCI clinical trials cooperative group
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- needle localization
- needle-localized biopsy
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- nerve block
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- neurotoxin
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- nipple discharge
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- node-positive
- nodule
- nonblinded
- nonconsecutive case series
- noninvasive
- nonmalignant
- nonmetastatic
- nonprescription
- nonrandomized clinical trial
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- nonsteroidal aromatase inhibitor
- nontoxic
- normal range
- normative
- NP
- NPO
- NSAID
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- nurse
- nurse practitioner
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- nutrition therapy
- nutritional counseling
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- nutritional supplement
- nutritionist
- obese
- objective improvement
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- observation
- observational study
- obstruction
- off-label
- olaparib
- oncologist
- oncology
- oncology nurse
- oncology pharmacy specialist
- oncolysis
- ondansetron
- onset of action
- oophorectomy
- open biopsy
- open label study
- open resection
- operable
- opiate
- opioid
- opportunistic infection
- oral
- organ
- orthodox medicine
- osteolytic
- osteonecrosis of the jaw
- osteopenia
- osteoporosis
- OTC
- outcome
- outpatient
- ovarian
- ovarian ablation
- ovarian cancer
- ovarian suppression
- ovary
- over-the-counter
- overall survival rate
- overdose
- overexpress
- overweight
- ovulation
- PA
- paclitaxel
- paclitaxel albumin-stabilized nanoparticle formulation
- paclitaxel-loaded polymeric micelle
- Paget disease of the nipple
- pain threshold
- palliation
- palliative care
- palliative therapy
- palmar-plantar erythrodysesthesia
- palonosetron hydrochloride
- palpable disease
- palpation
- palpitation
- pamidronate
- panic
- papillary tumor
- Paraplatin
- parenteral nutrition
- paroxetine hydrochloride
- PARP
- PARP inhibitor
- partial-breast irradiation
- partial mastectomy
- partial oophorectomy
- partial remission or partial response
- pastoral counselor
- paternal
- pathologic fracture
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- pathology report
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- Paxil
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- peer-review process
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- PET scan
- pharmacist
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- phase I trial
- phase II/III trial
- phase II trial
- phase III trial
- phase IV trial
- phlebotomy
- photon beam radiation therapy
- phyllodes tumor
- physical examination
- physical therapist
- physical therapy
- physician
- physician assistant
- physiologic
- PI3 kinase inhibitor
- pilocarpine
- pilot study
- placebo
- placebo-controlled
- plastic surgeon
- plastic surgery
- population study
- positive axillary lymph node
- positive test result
- positron emission tomography scan
- post-traumatic stress disorder
- postmenopausal
- postoperative
- postremission therapy
- potentiation
- power of attorney
- PR
- PR+
- PR-
- practitioner
- precancerous
- preclinical study
- predictive factor
- pregabalin
- premalignant
- premature menopause
- premenopausal
- prescription
- prevention
- preventive
- preventive mastectomy
- primary care
- primary care doctor
- primary endpoint
- primary therapy
- primary treatment
- primary tumor
- Principal investigator
- prochlorperazine
- progesterone
- progesterone receptor
- progesterone receptor-negative
- progesterone receptor-positive
- progesterone receptor test
- progestin
- prognosis
- prognostic factor
- progression
- progression-free survival
- progressive disease
- Prolia
- proliferative index
- promegapoietin
- prophylactic
- prophylactic mastectomy
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- prophylactic surgery
- prophylaxis
- prospective
- prospective cohort study
- prosthesis
- protective factor
- protein
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- protocol
- proton
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- pruritus
- psychiatrist
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- psychologist
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- PTSD
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- qi
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- quadrantectomy
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- radiation brachytherapy
- radiation dermatitis
- radiation fibrosis
- radiation necrosis
- radiation nurse
- radiation oncologist
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- radiation therapist
- radiation therapy
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- radical mastectomy
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- radioactive drug
- radioactive seed
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- radiologic exam
- radiologist
- radiology
- radionuclide
- radionuclide scanning
- radiopharmaceutical
- radiosensitization
- radiosensitizer
- radiosurgery
- radiotherapy
- raloxifene
- raloxifene hydrochloride
- randomization
- randomized clinical trial
- receptor
- RECIST
- reconstructive surgeon
- reconstructive surgery
- recreational therapy
- recurrence
- recurrent cancer
- referral
- reflexology
- refractory
- refractory cancer
- regimen
- regional
- regional anesthesia
- regional cancer
- regional chemotherapy
- regional lymph node
- regional lymph node dissection
- registered dietician
- regression
- rehabilitation
- rehabilitation specialist
- relapse
- relative survival rate
- relaxation technique
- remission
- remission induction therapy
- remote brachytherapy
- research nurse
- research study
- resectable
- resected
- resection
- residual disease
- resistant cancer
- resorption
- respite care
- response rate
- retrospective cohort study
- retrospective study
- risk factor
- Rubex
- salpingo-oophorectomy
- salvage therapy
- samarium 153
- sargramostim
- scalpel
- scan
- scanner
- scintigraphy
- scintimammography
- sclerosing adenosis
- screening
- screening mammogram
- second-line therapy
- second-look surgery
- second primary cancer
- secondary cancer
- secrete
- sedative
- segmental mastectomy
- selection bias
- selective estrogen receptor modulator
- selective serotonin reuptake inhibitor
- sentinel lymph node
- sentinel lymph node biopsy
- sentinel lymph node mapping
- sepsis
- sequential AC/Taxol-Trastuzumab regimen
- sequential treatment
- SERM
- sertraline
- Serzone
- sestamibi breast imaging
- sexuality
- sibling
- side effect
- silicone